If you were already loving PayMaya (like me!) for everything you could do with it especially during the pandemic, you will love it even more now that it is Maya!
Maya is one of just a few institutions given a digital banking license by the Bangko Sentral ng Pilipinas (BSP). Banking has never been more convenient as you can do all your banking from wherever you are online – at home, at work, or even in a cafe. What makes Maya more than just a digital bank is that it combines the popular PayMaya e-wallet with new features like crypto, and an innovative digital banking experience powered by Maya Bank, to allow you to spend, save, grow, invest, and master your money — using your smartphone.
The Maya app is completely free to download from the App Store or Google Play. Just register to create an account.
The new Maya comes with an array of features that make money handling easier and more seamless.
- Maya Savings is a high-yield savings account with a 6% introductory interest rate, the highest offered by a local bank today. This initial offer is available until August 31, 2022. It is powered by the BSP-licensed digital bank Maya Bank, allowing you a seamless experience in-app when saving your money. Eligible PayMaya customers will be able to move money from their e-wallet to Maya Savings with just a couple of clicks in the app and earn interest on their balance! All you need is an upgraded Maya account to access this feature – and it requires no maintaining balance.
- Maya Credit is a virtual credit line that lets you borrow up to PhP 15,000 within the app. You can use this to pay your bills, buy groceries, purchase load, or upgrade your smartphone! This credit line can be accessed in as fast as 60 seconds for eligible users – giving you cash in a flash whenever you need it.
- Maya Crypto is the easiest way to start your crypto journey. You can buy, hold, and sell popular coins, including Bitcoin, Ethereum, Solana, Tether, and more, for as low as P1 all within the Maya app!
- Maya Wallet continues to have all the e-wallet features that made PayMaya the top-rated local finance app in the country – only now, it comes with a revamped customer experience. You can still enjoy free cash-in through over 90,000 touchpoints nationwide so that you spend your money on the things that matter.
Features coming soon
Here are some neat features that will soon be available on your Maya app:
- Dark mode – switch between light and dark modes. In dark mode, you save on battery life and it is so much easier on the eyes.
- Your very own username – To make your experience even more personalized, you can even own a username that will serve as your new Maya identity for a quicker and more convenient way to send and receive money.
- Goal-based savings – Maya will allow you to set aside money to buy your first vehicle or take that deserved vacation by setting savings goals.
Join the Maya Early Access Challenge
Apart from being the first to experience Savings, Crypto, Credit, and more – you can also have the chance to become the first-ever Maya bitcoin millionaire! All you have to do is take the challenge!
Interested in joining? Here’s a quick guide:
1. Just download Maya, and register.
2. On the app’s home page, tap the ‘More’ button and choose Missions. You’ll be able to join the Maya Early Access Challenge from there.
3. Cash in at least PhP 100 and upgrade your account to unlock Maya Savings with its 6% interest rate.
Opening your Savings account via Maya will earn you points for the challenge. You earn more points whenever you complete more Early Access Challenge missions, including sharing your feedback on the Maya app, referring your friends to Maya using your code, and using more Maya features, including Pay Bills, Buy Load, and more.
You will be assigned a Maya level, depending on your score:
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- Maya Master for the top 5% of users with the highest score
- Maya Enthusiast for the next 10% of users with the highest score
- Maya Explorer for the next 15% of users with the highest score
The higher your score is, the more chances you have of winning this and other exciting prizes!
Maya Explorer-level customers will get a chance to win PhP 300,000 worth of Bitcoin. Maya Enthusiasts can take home PhP 600,000 worth of Bitcoin. And Maya Masters have the chance to take home another PhP 1,000,000 worth of Bitcoin!
On top of this, all participants with a Maya Savings account will get a chance to win P1,000,000 worth of Bitcoin.
To know your point score, you will receive an SMS with a tally of your score, and you can also check the leaderboard on the Maya homepage.
If you are already on PayMaya, you just need to download the latest Maya app version to replace the older PayMaya app. You will be able to see all the latest features of Maya and join the Early Access Challenge. Just make sure you have an upgraded account.
If you still are not on Maya, this is the time to join! Use my referral code K48RJVYOQ6DL to join! As a new user, you can get up to PhP 100 when you register, upgrade your account, and send money.